True Cost & Hidden Cost Calculator
Calculate the verifiable 6-year Total Cost of Ownership (TCO) across our 9 partner medical universities—including statutory visa renewals, TRC fees, RBI LRS tax, and inflation buffers.
Official University Senate tuition schedule locked with zero middleman markups.
Complies 100% with NMC 54+12 continuous study regulations.
Configure Statutory & Hidden Costs
Remittance Funded by Bank Loan?
RBI LRS Section 206C(1G): Reduces TCS from 5.0% to 0.50% (exceeding ₹7L).
Include Transparent Agency Fee
Comprehensive 6-year admission, visa, TRC & hostel coordination (₹1.5L).
Currency Fluctuation Safety Buffer
Protect against INR exchange rate shifts over 6 years.
Your Results
Total 6-Year True Cost of Ownership (TCO)
Semey Medical University (Kazakhstan)
Forensic Itemized Breakdown (6 Years)
Fixed directly in university charter without agent markups.
Includes heated dormitory / apartment & daily meals (standard tier).
Mandatory state biometrics, OVIR/TRC filings & comprehensive hospital coverage.
Annual summer vacation flight between India and destination airport.
0.50% TCS above ₹7L (funded via public sector / NBFC education loan). Fully refundable against parent annual Income Tax Return (ITR).
Complete 6-year assistance: admission, visa, apostille, TRC, and local warden support.
Reserve recommended to protect against foreign exchange shifts over 6 years.
Download the Itemized TCO Audit Report
Unlock your forensic 6-year financial report to share with bank loan managers and ensure complete budget protection.